Everyday we encounter good people troubled by bad things beyond their control and we watch how those tragedies can come crashing down on the world of good folks. We don't like seeing these tragedies, but what we do like is that we can make a difference and change the tides.
We understand that America has changed. Debt is crushing our families. Predatory lending has sky rocketed. Banks are forging documents to lend out money, then forging more documents just to foreclose. We understand this and that's why we're here. To help people fight back and take a stand.
Let us help evaluate your situation. Call us today to schedule a free 30 minute no obligation consultation at (405) 702-7795.
Whether your house being foreclosed, your car is being repossessed, your wages are being garnished, creditors keep harassing you, or any other debt related problems, there are legal solutions available to eliminate your financial distress. Often times, bankruptcy is the best solution to solve all of these problems. Debt Solutions give you the respect you deserve and the breathing room you need to make a fresh start for you and your family.
One of the biggest challenges in bankruptcy is determining if chapter 7 or chapter 13 would be the best suited to solve your financial difficulties. One of the key decisions on determining chapter 7 or 13 bankruptcy is the means test. This test is required by law to file for bankruptcy and it looks at your whole financial situation, including both assets and debts, to determine who are allowed to file for Chapter 7 protection. While Chapter 7 allows for a "fresh start" and is intended for those who do not have reasonable income to pay off any portion of their remaining debt, chapter 13 still requires the individual to pay off a portion of their money owed. There are advantages and disadvantages to both options and Debt Solutions can help you make the best decision for your future.
In some instances, there may be other alternatives than having to file bankruptcy. In these situations, we are able to negotiate with creditors to reach a settlement that is feasible to you and your family.
At the Debt Solutions Law Center, we will help analyze your situation to provide a thorough legal evaluation to help solve your debt problems. We offer comprehensive debt solution services. Our services include:
Bankruptcy allows individuals and businesses an opportunity to eliminate or lower debts.
Debt settlement is an effective alternative for people struggling to cope with mounting debt and avoid bankruptcy.
Stop creditors from garnishing or threatening to garnish your wages. You may have options available.
Stop creditors attempting to repossess your vehicle. You may have options available.
Are you about to lose your home? Call us for options available to protect your home.